Uber Accidents and Legal Remedies: How to Pursue a Claim

Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can get a ride almost anywhere, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Crashes can still take place, leading to potential passenger injuries.

In this article, the most common injuries in Uber-related accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.

Common Uber Injuries

An Uber accident can cause a variety of injuries, especially during collisions or accidents. Among the most common injuries are:

Neck Injuries: This neck injury is common in rear-end collisions, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.

Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.

Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.

Spine Injuries: Back current lawsuits against uber and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.

Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.

Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.

Who Is Liable in an Uber Accident?

Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.

The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.

Another Motorist: If another motorist causes the crash, they could bear the blame.

Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.

Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.

Insurance Coverage for Uber Accidents

The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.

Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.

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